Financial Policy
For your convenience we accept Visa, Master Card, American Express and Discover. In addition our patients can apply for Splitit or CareCredit, a no interest plan. If you have questions regarding your account, please contact us.
Most insurance companies will respond within four to six weeks. Please call our office if your statement does not reflect your insurance payment within that time frame. Any remaining balance after your insurance has paid is your responsibility. Your prompt remittance is appreciated.
Patients without Dental Insurance
Fees are due in Full at the time of service. In treatment that involves multiple appointments, payments may be divided equally among your visits. However all services must be paid in full at the time of completion of treatment.
Patients with Dental Insurance
We participate with Blue Cross Blue Shield, Cigna, Delta, Met Life Dental, Altus, Principal. Our office does accept assignment of insurance benefits provided coverage has been verified. Patient co-payments are due at the time of service. Insurance Companies do not reimburse co-payments, nor does any insurance company cover 100% of Dental Fees.
Fees are payable by cash, check or credit card at the time of service.
Insurance Information
At Endodontic Associates, we make every effort to provide the highest quality of care and the most convenient financial options. Below you will find a list of insurance plans we accept.
Dental insurance plans we work with:
- Blue Cross Blue Shield
- Cigna
- Delta Dental
- Metlife
- Altus
- Principal
Please bring your insurance information to your consultation
Other options:
The CareCredit credit card is an alternative to consumer credit cards, cash, or checks. With a CareCredit card you can make convenient monthly payments instead of a lump sum prior to treatment. CareCredit helps makes it easier for cardholders to pay for the care they need.
- CareCredit: Apply for CareCredit or in our office.
Simple monthly payments on your credit card
Choose from 3, 6 or 9 payments
We have partnered with Splitit to offer you a simple way to split the cost without the need to take out a new loan. Just use your existing credit card and you can choose to pay in 3, 6 or 9 installments, helping you manage your cash flow. There’s no additional interest, fees, applications or credit checks*.
How it works
Paying with Splitit is easy, secure, and convenient because it makes use of the credit you already have.
Step 1: Please ask for a Splitit link or QR code. You can receive the link via an email or SMS.
Step 2: Open the payment link on your browser or smartphone, complete your credit card details. You must have the full purchase amount available on your card.
Step 3: Choose your preferred plan from 3, 6 or 9 monthly payments and complete the transaction. A temporary authorization will be placed on your card for the full purchase amount.
Step 4: The first payment will be taken now. Each subsequent payment will be taken on the same day each month. No additional steps are required.
Frequently Asked Questions:
1) Is this a loan? No, this is not a financing or lending
product. We use the available credit on your existing credit card, that’s
why there are no new applications or credit checks.
2) What cards can I use? We accept VISA, Mastercard, and American Express. (Debit cards are not accepted).
3) Can I pay off my plan early? Yes. This option is always available on the Splitit portal, or you can contact customer care for assistance.
4) Do I have to pay interest charges on my purchase? When you make a purchase with Splitit, you will only be charged for one installment each month. The balance is reserved on your credit limit. Splitit will not charge interest or fees but your regular credit card terms will apply.
5) Will this affect my credit score? There is no impact on your credit score. Each installment will show up as a normal charge in your account, with the rest of the total marked as “pending.” Even if a payment is declined, there’s no impact on your credit rating.
6) What is the difference between a payment and an authorization? When you use Splitit for a purchase, there are two main things happening:
1. Payments: Regular installments that are charged to your card each month to cover the cost of your purchase. The first payment is taken right away, and the remaining payments are automatically deducted each month.
2. Authorizations: The full remaining balance of your purchase is temporarily set aside or “held” on your credit card. Since your installment plan is not facilitated by a loan, the hold is required to be able to guarantee your purchase. While this temporarily reduces your available credit, it is not a charge, and it will drop off after a short period of time.
*Splitit does not charge interest or fees. Your standard credit card T&Cs still apply.
Please note: Payment is due at the time of service.
As a courtesy to you, we will bill your insurance company and track claims. Please keep us informed of any changes to your insurance plan. You are responsible for the fees charged by our office, no matter what your insurance coverage may be. Most insurance companies should respond to the claim within four to six weeks. Any remaining cost is your responsibility.